Resolving Arizona Auto Insurance Claims and Coverage Problems
Even under the best of circumstances, dealing with a car insurance claim can be a headache. In a serious accident case, when you need to reach multiple insurance policies to cover losses caused by an uninsured or underinsured motorist, any legal or strategic mistakes will be magnified. To make sure that you're getting the most out of all the insurance coverage that might apply to your losses, contact a knowledgeable lawyer at Fein, Flynn & Associates in Tucson for a free consultation.
Call 520-547-7940 or 800-882-0828 for Advice About Uninsured or Underinsured Motorist Claims
Many people try to save money on attorney fees by handling their own auto accident cases. They seem to think that when clear evidence of the other driver's liability is available from police or witness statements, settling on favorable terms with that driver's insurer will be easy. In reality, that's when the hardest work usually starts.
In our experience, people commonly run into problems with auto insurance carriers in three different ways, and our law firm can help you avoid all of them:
- Overlooking available coverage — are you sure that you've identified all of the insurance companies liable for your losses? If the other driver has low liability limits or no insurance at all, have you applied for your own uninsured or underinsured motorist benefits?
- Applying to the wrong insurer for covered claims — your Medical Payment benefits or personal health insurance should cover all of your medical expenses, despite anything your own insurer or the hospital tells you. They'll try to push you into collecting those losses from the other driver's insurer, which will only lower the value of your overall recovery.
- Failing to recognize the importance of proper documentation for your losses — whether you need payment for hospital bills, future treatment needs or property damage, you need to be prepared to present clear proof of every element of your damages.
Settling claims with auto insurance companies isn't a poker game — it simply doesn't work to assume that you'll ask for $75,000 and settle for $50,000. A claims adjuster isn't likely to offer more than the amount that you can prove in court, and the only way to establish the best value is to show your work during the negotiations.
That's why the lawyers of Fein, Flynn & Associates prepare every case as if it's going to trial. That level of documentation is what's necessary to convince an auto insurer carrier that you're capable of establishing your right of recovery in a specific amount on the basis of specific evidence.
To learn now we can help you get the most out of the insurance coverage available to cover your auto accident claims, contact a personal injury attorney at Fein, Flynn & Associates in Tucson for a free consultation about your case.
